Certificate Rates
Effective as of: January 28, 2026
| Term | Rate | APY** | Minimum Deposit |
|---|---|---|---|
| 06 Month Certificate | 3.00% | 3.04% | $500 |
| 12 Month Certificate | 2.75% | 2.78% | $500 |
| 18 Month Certificate | 2.50% | 2.53% | $500 |
| 24 Month Certificate | 1.50% | 1.51% | $500 |
| 36 Month Certificate | 1.50% | 1.51% | $500 |
| 48 Month Certificate | 1.25% | 1.25% | $500 |
| 60 Month Certificate | 1.50% | 1.51% | $500 |
| 06 Month IRA Certificate | 3.00% | 3.04% | $500 |
| 12 Month IRA Certificate | 2.75% | 2.78% | $500 |
| 18 Month IRA Certificate | 2.50% | 2.53% | $500 |
| 24 Month IRA Certificate | 1.50% | 1.51% | $500 |
| 36 Month IRA Certificate | 1.50% | 1.51% | $500 |
| 48 Month IRA Certificate | 1.25% | 1.25% | $500 |
| 60 Month IRA Certificate | 1.50% | 1.51% | $500 |