RATE INFORMATION

APR refers to the annual percentage rate or the dividend rate.

APY refers to the annual percentage yield.

Loan Rates

ANYTHING OLDER THAN A 2005 WE ONLY LOAN 85% LTV           

Rate Description

Term

Payment Description

APR

APR Type

New Vehicle 2010-2011

48 month

monthly

4.25%

Fixed

New Vehicle 2010-2011

60 month

monthly

4.50%

Fixed

New Vehicle 2010-2011

72 month

monthly

4.75%

Fixed

Used Vehicle 2009-2010

48 month

monthly

5.00%

Fixed

Used Vehicle 2009-2010

60 month

monthly

5.25%

Fixed

Used Vehicle 2007-2008

48 month

monthly

5.50%

Fixed

Used Vehicle 2007-2008

60 month

monthly

5.75%

Fixed

Used Vehicle 2005-2006

48 month

monthly

6.50%

Fixed

Used Vehicle 2005-2006

60 month

monthly

7.00%

Fixed

Used Vehicle 2003-2004

48 month

monthly

7.50%

Fixed

Used Vehicle 2003-2004

60 month

monthly

8.00%

Fixed

Used Vehicle 2001-2002

48 month

monthly

9.00%

Fixed

Used Vehicle 1992-2000

36 month

monthly

11.00%

Fixed

New Recreational Vehicle

48 month

monthly

8.25%

Fixed

New Recreational Vehicle

60 month

monthly

8.75%

Fixed

Used Recreational Vehicle

48 month

monthly

9.25%

Fixed

Used Recreational Vehicle

60 month

monthly

9.75%

Fixed

New Motorcycle

48 month

monthly

8.00%

Fixed

New Motorcycle

60 month

monthly

8.50%

Fixed

Used Motorcycle

48 month

monthly

9.00%

Fixed

Used Motorcycle

60 month

monthly

9.50%

Fixed

Share Secured

variable

monthly

4%

Fixed

Cd Secured

variable

monthly

3% over dividend rate

 

Fixed

Signature

variable

monthly

12.75% UP TO 18%

BASED ON CREDIT

Fixed

Overdraft

variable

monthly

18.00%

Fixed

Land

5 year

monthly

6.00%

Fixed

Land

10 year

monthly

7.00%

Fixed

Land

15 year

monthly

8.00%

Fixed

Home Equity

10 year

monthly

6.00%

Fixed

Home Equity

15 year / 80%

LTV

monthly

6.50%

Fixed

Members should call the credit union to verify rates.

Other loans and rates are available, contact the Credit Union for more information.

All CD's require a minimum of $500 deposit.

Certificates

 
Rate Description Term Dividend Rates APY
CD 6 month .40% .40%
CD 12 month .45% .45%
CD 18 month .50% .50%
CD 24 month .60% .60%
CD 36 month .95% .95%
CD 48 month 1.39% 1.40%
CD 60 month 1.83% 1.85%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Members Should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings / Shares Rates

 
Rate Description Term Dividend Rates APY
Regular Shares   .25% .25%
Club Shares   .25% .25%
Money Market Account
Tier l   $2,000 to $19,999.99 .30%
Tier II   $20,000 to 74,999.99 .40%
Tier III   $75,000 and up .50%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

 

Rate Description

Term

Dividend Rates

APY

Savings

 

.25%

.25%

CD

6 month

.40% .40%

CD

12 month

.45% .45%

CD

18 month

.50% .50%

CD

24 month

.60% .60%

CD

36 month

.95% .95%

CD

48 month

1.39% 1.40%

CD

60 month

1.83% 1.85%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

 
   
 

© 2007 Port Conneaut FCU | 1002 Broad Street, Conneaut, OH 44030 | Phone: 440-593-6218 | Fax: 440-593-7352 | Email: portconnfcu@suite224.net

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