RATE INFORMATION

APR refers to the annual percentage rate or the dividend rate.

APY refers to the annual percentage yield.

Loan Rates

ANYTHING OLDER THAN A 2004 WE ONLY LOAN 85% LTV           

Rate Description

Term

Payment Description

APR

APR Type

New Vehicle 2007-2008

48 month

monthly

5.50%

Fixed

New Vehicle 2007-2008

60 month

monthly

6.00%

Fixed

New Vehicle 2007-2008

72 month

monthly

6.25%

Fixed

Used Vehicle 2006-2007

48 month

monthly

6.75%

Fixed

Used Vehicle 2006-2007

60 month

monthly

7.00%

Fixed

Used Vehicle 2004-2005

48 month

monthly

7.25%

Fixed

Used Vehicle 2004-2005

60 month

monthly

7.50%

Fixed

Used Vehicle 2002-2003

48 month

monthly

8.00%

Fixed

Used Vehicle 2002-2003

60 month

monthly

8.25%

Fixed

Used Vehicle 2000-2001

48 month

monthly

8.50%

Fixed

Used Vehicle 2000-2001

60 month

monthly

9.00%

Fixed

Used Vehicle 1998-1999

48 month

monthly

11.00%

Fixed

Used Vehicle 1989-1997

36 month

monthly

13.00%

Fixed

New Recreational Vehicle

48 month

monthly

8.50%

Fixed

New Recreational Vehicle

60 month

monthly

9.00%

Fixed

Used Recreational Vehicle

48 month

monthly

9.50%

Fixed

Used Recreational Vehicle

60 month

monthly

10.00%

Fixed

New Motorcycle

48 month

monthly

8.00%

Fixed

New Motorcycle

60 month

monthly

8.50%

Fixed

Used Motorcycle

48 month

monthly

9.00%

Fixed

Used Motorcycle

60 month

monthly

9.50%

Fixed

Share Secured

variable

monthly

6% or 3%

over CD rate

Fixed

Signature

variable

monthly

12.75% UP TO 18%

BASED ON CREDIT

Fixed

Overdraft

variable

monthly

18.00%

Fixed

Land

5 year

monthly

6.00%

Fixed

Land

10 year

monthly

7.00%

Fixed

Land

15 year

monthly

8.00%

Fixed

Home Equity

10 year

monthly

6.25%

Fixed

Home Equity

15 year / 80%

LTV

monthly

7.25%

Fixed

Home Improvement

5 year UP TO $5,000

monthly

8.90%

Fixed

Members should call the credit union to verify rates.

Other loans and rates are available, contact the Credit Union for more information.

All CD's require a minimum of $500 deposit.

Certificates

 
Rate Description Term Dividend Rates APY
CD 6 month 2.72% 2.75%
CD 12 month 3.06% 3.10%
CD 18 month 3.15% 3.20%
CD 24 month 3.444% 3.50%
CD 36 month 3.54% 3.60%
CD 48 month 3.74% 3.80%
CD 60 month 3.93% 4.00%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Members Should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings / Shares Rates

 
Rate Description Term Dividend Rates APY
Regular Shares   1.00% 1.00%
Club Shares   .75% .75%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

 

Rate Description

Term

Dividend Rates

APY

Savings

 

1.00%

1.00%

CD

6 month

2.72%

2.75%

CD

12 month

3.06%

3.10%

CD

18 month

3.15%

3.20%

CD

24 month

3.444%

3.50%

CD

36 month

3.54%

3.60%

CD

48 month

3.74%

3.80%

CD

60 month

3.93%

4.00%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

 
   
 

© 2007 Port Conneaut FCU | 1002 Broad Street, Conneaut, OH 44030 | Phone: 440-593-6218 | Fax: 440-593-7352 | Email: portconnfcu@suite224.net

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